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Banking without opening hours, transfers from your couch and account transactions always in view: Use simple and intuitive banking and take care of your banking transactions on the side.

ADVANTAGES
• Check your accounts anytime and anywhere
• Manage any number of online accounts - from Sparkassen and other banks
• quickly set up transfers and standing orders, return direct debits
• Stay informed about all account movements with the account alarm clock
• find the shortest route to the nearest ATM or branch
• graphical representation via financial planner in the app

The Sparkasse app is there for you in all situations. Whether you're setting up a standing order on the train, paying your bill at the breakfast table with a photo transfer or checking your account balance and credit card transactions. No more tedious filling out a transfer slip on the computer. Instead, you can simply do everything with your iPhone/iPad.

ACCOUNT ALARM
The account alarm clock informs you promptly about account movements around the clock. If you want to know what's going on in your account every day, set up the account balance alarm clock. The salary alarm clock tells you when your salary arrives and the limit alarm clock lets you know whether your account balance has been exceeded or fallen short of.

GIROPAY | KWITT
Splitting a bill after a pleasant evening with friends in a restaurant is very easy. With giropay | Kwitt, you can send money from cell phone to cell phone without delay. It also works for borrowing money or collecting money together for a gift.

APPLE PAY
Apple Pay is of course included, and the Sparkasse app is a prerequisite for this. You use it to activate your digital cards for the Wallet app.

HIGH SECURITY
You don't have to worry about mobile banking as long as you use a high-quality, state-of-the-art banking app in conjunction with an up-to-date operating system and a secure internet connection. The Sparkasse app communicates via tested interfaces and ensures secure data transfer in accordance with German online banking regulations. All data is stored in encrypted form. Access is protected by a password and optionally by Touch ID/Face ID. The autolock function locks the app automatically. All finances are protected to the maximum in the event of loss. TÜV confirms the security standards and reviews them annually.

PRACTICAL FUNCTIONS
Use the search function to find transactions across accounts and bank details. Set up a budget book (offline account) for budget planning and view graphical evaluations with your savings bank's financial planner. You have a direct line to your savings bank via the app and access to many services such as card blocking, messages, reminders, appointments and even account opening via the app (if offered by your savings bank). On top of that, you can switch directly to the S-Invest app and carry out your securities transactions.

PREREQUISITES
You need an account with a German savings bank/bank that is activated for online banking. The TAN procedures supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN.

NOTES
Questions and comments can be sent directly from the app via the small question mark bubble at the top right. Individual functions may incur costs at your bank, which may be passed on to you. giropay | Kwitt is available if it is supported by your savings bank/bank.

By downloading and/or using the Sparkasse app, you accept the terms and conditions of the end user license agreement of Star Finanz GmbH without restriction. The protection of your data is regulated in the privacy policy.
• Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_ios_sparkasse_de
• Terms of use: https://cdn.starfinanz.de/index.php?id=lizenz-ios

Banking without opening hours, transfers from the couch and account movements always in view: Innovative functions and a fresh design make the app Sparkasse easy and intuitive for you. Take advantage of excellent banking and easily carry out your banking transactions on the side.

ADVANTAGES
• Check accounts anytime, anywhere
• Manage any number of online accounts - from savings banks and banks
• Set up transfers and standing orders quickly
• Know all about account transactions with the account alarm clock
• Find the shortest route to the nearest ATM or branch

The app Sparkasse will be there for you in all situations. No matter whether you set up a standing order while traveling on train, settle your bill at the breakfast table with photo transfer or check the account balance and credit card transactions. Annoying filling out a transfer form on the computer is no longer necessary. Instead, you can easily do everything with the iPhone/iPad.

ACCOUNT ALARM CLOCK
The account alarm clock informs you promptly about account transactions. If you want to know the accounts daily basis, set up the account balance alarm clock. The salary alarm clock tells you when wages are received and the limit alarm clock lets you know when an account balance is exceeded or undercut.

GIROPAY | KWITT
A cozy evening with friends at your favorite restaurant is something nice. And sharing the bill is easy. With giropay | Kwitt you’ll send money from cell phone to cell phone without delay. This is also possible if you borrow money or collect money for a gift.

APPLE PAY
If you want to use Apple Pay, the app Sparkasse is a prerequisite. Activate your digital cards for the Wallet app.

HIGH SECURITY
If you use a high-quality, up-to-date banking app in combination with an up-to-date operating system and a secure internet connection, you don't have to worry about mobile banking. The app Sparkasse communicates via tested interfaces and ensures secure data transfer in accordance with the German requirements for online banking. All data is stored encrypted. Access is protected by a password and optionally by Touch ID/Face ID. The autolock function locks the app automatically. All finances are secured to the maximum in the event of loss. TÜV confirms the safety standards and re-tests them annually.

OTHER HANDY FEATURES
Use the search function across accounts and bank details, set up a budget book (offline account) for budget planning and view graphical evaluations of your finances. You have a direct line to your Sparkasse via app and access to many services such as card blocking, notifications, notepads, appointments and even the account opening via app (if offered by your Sparkasse). On top, you can switch directly to the app S-Invest and place securities.

PRECONDITIONS
You need an account with a German Sparkasse or Bank that has been activated for online banking (HBCI with PIN/TAN or FinTS with PIN/TAN). TAN methods supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN.

HINTS
Please send support requests directly from the app. Please note that individual functions incur costs at your institute, which may be passed on to you. giropay | Kwitt is at your disposal if it is supported by your Sparkasse or Bank.

We take the protection of your data seriously. It is regulated in the Privacy Policy. By downloading and/or using the app Sparkasse, you accept the terms of the End User License Agreement of Star Finanz GmbH without restriction.
• Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_ios_sparkasse_en
• Terms of Use: https://cdn.starfinanz.de/index.php?id=lizenz-ios

Banking without opening hours, transfers from the couch and account movements always in view: Innovative functions and a fresh design make the app Sparkasse easy and intuitive for you. Take advantage of excellent banking and easily carry out your banking transactions on the side.

ADVANTAGES
• Check accounts anytime, anywhere
• Manage any number of online accounts - from savings banks and banks
• Set up transfers and standing orders quickly
• Know all about account transactions with the account alarm clock
• Find the shortest route to the nearest ATM or branch

The app Sparkasse will be there for you in all situations. No matter whether you set up a standing order while traveling on train, settle your bill at the breakfast table with photo transfer or check the account balance and credit card transactions. Annoying filling out a transfer form on the computer is no longer necessary. Instead, you can easily do everything with the iPhone/iPad.

ACCOUNT ALARM CLOCK
The account alarm clock informs you promptly about account transactions. If you want to know the accounts daily basis, set up the account balance alarm clock. The salary alarm clock tells you when wages are received and the limit alarm clock lets you know when an account balance is exceeded or undercut.

GIROPAY | KWITT
A cozy evening with friends at your favorite restaurant is something nice. And sharing the bill is easy. With giropay | Kwitt you’ll send money from cell phone to cell phone without delay. This is also possible if you borrow money or collect money for a gift.

APPLE PAY
If you want to use Apple Pay, the app Sparkasse is a prerequisite. Activate your digital cards for the Wallet app.

HIGH SECURITY
If you use a high-quality, up-to-date banking app in combination with an up-to-date operating system and a secure internet connection, you don't have to worry about mobile banking. The app Sparkasse communicates via tested interfaces and ensures secure data transfer in accordance with the German requirements for online banking. All data is stored encrypted. Access is protected by a password and optionally by Touch ID/Face ID. The autolock function locks the app automatically. All finances are secured to the maximum in the event of loss. TÜV confirms the safety standards and re-tests them annually.

OTHER HANDY FEATURES
Use the search function across accounts and bank details, set up a budget book (offline account) for budget planning and view graphical evaluations of your finances. You have a direct line to your Sparkasse via app and access to many services such as card blocking, notifications, notepads, appointments and even the account opening via app (if offered by your Sparkasse). On top, you can switch directly to the app S-Invest and place securities.

PRECONDITIONS
You need an account with a German Sparkasse or Bank that has been activated for online banking (HBCI with PIN/TAN or FinTS with PIN/TAN). TAN methods supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN.

HINTS
Please send support requests directly from the app. Please note that individual functions incur costs at your institute, which may be passed on to you. giropay | Kwitt is at your disposal if it is supported by your Sparkasse or Bank.

We take the protection of your data seriously. It is regulated in the Privacy Policy. By downloading and/or using the app Sparkasse, you accept the terms of the End User License Agreement of Star Finanz GmbH without restriction.
• Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_ios_sparkasse_en
• Terms of Use: https://cdn.starfinanz.de/index.php?id=lizenz-ios

Banking without opening hours, transfers from the couch and account movements always in view: Innovative functions and a fresh design make the app Sparkasse easy and intuitive for you. Take advantage of excellent banking and easily carry out your banking transactions on the side.

ADVANTAGES
• Check accounts anytime, anywhere
• Manage any number of online accounts - from savings banks and banks
• Set up transfers and standing orders quickly
• Know all about account transactions with the account alarm clock
• Find the shortest route to the nearest ATM or branch

The app Sparkasse will be there for you in all situations. No matter whether you set up a standing order while traveling on train, settle your bill at the breakfast table with photo transfer or check the account balance and credit card transactions. Annoying filling out a transfer form on the computer is no longer necessary. Instead, you can easily do everything with the iPhone/iPad.

ACCOUNT ALARM CLOCK
The account alarm clock informs you promptly about account transactions. If you want to know the accounts daily basis, set up the account balance alarm clock. The salary alarm clock tells you when wages are received and the limit alarm clock lets you know when an account balance is exceeded or undercut.

GIROPAY | KWITT
A cozy evening with friends at your favorite restaurant is something nice. And sharing the bill is easy. With giropay | Kwitt you’ll send money from cell phone to cell phone without delay. This is also possible if you borrow money or collect money for a gift.

APPLE PAY
If you want to use Apple Pay, the app Sparkasse is a prerequisite. Activate your digital cards for the Wallet app.

HIGH SECURITY
If you use a high-quality, up-to-date banking app in combination with an up-to-date operating system and a secure internet connection, you don't have to worry about mobile banking. The app Sparkasse communicates via tested interfaces and ensures secure data transfer in accordance with the German requirements for online banking. All data is stored encrypted. Access is protected by a password and optionally by Touch ID/Face ID. The autolock function locks the app automatically. All finances are secured to the maximum in the event of loss. TÜV confirms the safety standards and re-tests them annually.

OTHER HANDY FEATURES
Use the search function across accounts and bank details, set up a budget book (offline account) for budget planning and view graphical evaluations of your finances. You have a direct line to your Sparkasse via app and access to many services such as card blocking, notifications, notepads, appointments and even the account opening via app (if offered by your Sparkasse). On top, you can switch directly to the app S-Invest and place securities.

PRECONDITIONS
You need an account with a German Sparkasse or Bank that has been activated for online banking (HBCI with PIN/TAN or FinTS with PIN/TAN). TAN methods supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN.

HINTS
Please send support requests directly from the app. Please note that individual functions incur costs at your institute, which may be passed on to you. giropay | Kwitt is at your disposal if it is supported by your Sparkasse or Bank.

We take the protection of your data seriously. It is regulated in the Privacy Policy. By downloading and/or using the app Sparkasse, you accept the terms of the End User License Agreement of Star Finanz GmbH without restriction.
• Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_ios_sparkasse_en
• Terms of Use: https://cdn.starfinanz.de/index.php?id=lizenz-ios

Banking without opening hours, transfers from the couch and account movements always in view: Innovative functions and a fresh design make the app Sparkasse easy and intuitive for you. Take advantage of excellent banking and easily carry out your banking transactions on the side.

ADVANTAGES
• Check accounts anytime, anywhere
• Manage any number of online accounts - from savings banks and banks
• Set up transfers and standing orders quickly
• Know all about account transactions with the account alarm clock
• Find the shortest route to the nearest ATM or branch

The app Sparkasse will be there for you in all situations. No matter whether you set up a standing order while traveling on train, settle your bill at the breakfast table with photo transfer or check the account balance and credit card transactions. Annoying filling out a transfer form on the computer is no longer necessary. Instead, you can easily do everything with the iPhone/iPad.

ACCOUNT ALARM CLOCK
The account alarm clock informs you promptly about account transactions. If you want to know the accounts daily basis, set up the account balance alarm clock. The salary alarm clock tells you when wages are received and the limit alarm clock lets you know when an account balance is exceeded or undercut.

GIROPAY | KWITT
A cozy evening with friends at your favorite restaurant is something nice. And sharing the bill is easy. With giropay | Kwitt you’ll send money from cell phone to cell phone without delay. This is also possible if you borrow money or collect money for a gift.

APPLE PAY
If you want to use Apple Pay, the app Sparkasse is a prerequisite. Activate your digital cards for the Wallet app.

HIGH SECURITY
If you use a high-quality, up-to-date banking app in combination with an up-to-date operating system and a secure internet connection, you don't have to worry about mobile banking. The app Sparkasse communicates via tested interfaces and ensures secure data transfer in accordance with the German requirements for online banking. All data is stored encrypted. Access is protected by a password and optionally by Touch ID/Face ID. The autolock function locks the app automatically. All finances are secured to the maximum in the event of loss. TÜV confirms the safety standards and re-tests them annually.

OTHER HANDY FEATURES
Use the search function across accounts and bank details, set up a budget book (offline account) for budget planning and view graphical evaluations of your finances. You have a direct line to your Sparkasse via app and access to many services such as card blocking, notifications, notepads, appointments and even the account opening via app (if offered by your Sparkasse). On top, you can switch directly to the app S-Invest and place securities.

PRECONDITIONS
You need an account with a German Sparkasse or Bank that has been activated for online banking (HBCI with PIN/TAN or FinTS with PIN/TAN). TAN methods supported for payment transactions are chipTAN manual, chipTAN QR, chipTAN comfort (optical), pushTAN; smsTAN.

HINTS
Please send support requests directly from the app. Please note that individual functions incur costs at your institute, which may be passed on to you. giropay | Kwitt is at your disposal if it is supported by your Sparkasse or Bank.

We take the protection of your data seriously. It is regulated in the Privacy Policy. By downloading and/or using the app Sparkasse, you accept the terms of the End User License Agreement of Star Finanz GmbH without restriction.
• Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_ios_sparkasse_en
• Terms of Use: https://cdn.starfinanz.de/index.php?id=lizenz-ios